Why purchase an Indexed Annuity

1. When the market goes up you participate in the gains, but when the market goes down, your previous years principal and interest is not lost.

2. Fully insured by the Legal Reserve system and the assets of Bankers Life & Casualty Co. Bankers is 127 year old company with over 6.2 billion in assets.

3. By-pass probate. Like life insurance, you have a named beneficiary and upon your
death, it by passes probate and goes directly to your named beneficiary.

4. Tax Deferred: In the accumuation phase, you don't have to report the interest as
income until you actually draw the money in the distribution phase.

5. Creditor proof in the state of Texas.

6. You can convert it to a lifetime income you can never outlive.

7. Liquid- You can take 10% annually without any surrender charges.